Prefer Sterling in Google
Add sterlingcharts.com as a preferred source so our charts can appear with a preferred badge in Google Top Stories, AI Mode, and AI Overviews.
Prefer Sterling in Google
Add sterlingcharts.com as a preferred source so our charts can appear with a preferred badge in Google Top Stories, AI Mode, and AI Overviews.
Register for a premium account to gain access to Sterling AI.
Get StartedThings you can ask Sterling:
| Period | Insurance | Reinsurance | Mortgage | Printed total |
|---|---|---|---|---|
| Q1 2025 | 100.1 | 91.8 | 16.1 | 90.1 |
| Q2 2025 | 93.4 | 78.5 | 15.2 | 81.2 |
| Q3 2025 | 93.4 | 76.1 | 13.5 | 79.8 |
| Q4 2025 | 94 | 77 | 13.7 | 80.6 |
| Q1 2026 | 96.5 | 75.9 | 22.3 | 81.7 |
| Q2 2026 | 98.5 | 77.5 | 22.8 | 83.5 |
| Measure | Insurance | Reinsurance | Mortgage | Printed total |
|---|---|---|---|---|
| Net premiums earned ($M) | 1,880 | 1,820 | 285 | 3,985 |
| Loss ratio (%) | 63 | 54.6 | 6.5 | 55.1 |
| Acquisition expense ratio (%) | 19.9 | 18.7 | 0.9 | 18 |
| Other operating expense ratio (%) | 15.6 | 4.2 | 15.4 | 10.4 |
| Combined ratio (%) | 98.5 | 77.5 | 22.8 | 83.5 |