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Globe Life (GL) - KPIs | Sterling

Distribution channel	Health premium ($000)	Underwriting margin ($000)	Margin (% of premium)
United American	211,416	10,914	5
Family Heritage	126,273	45,087	36
Liberty National	47,403	23,145	49
American Income	30,805	18,221	59
Direct to Consumer	20,958	1,918	9
Printed total	436,855	99,285	23

Distribution channel	Life premium ($000)	Underwriting margin ($000)	Margin (% of premium)
American Income	466,334	213,604	46
Direct to Consumer	244,220	75,876	31
Liberty National	100,516	36,652	36
Other	49,697	33,218	67
Printed total	860,767	359,350	42

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