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| Period | More than $100,000 subscription revenues | More than $1.0 million subscription revenues | More than $5.0 million subscription revenues |
|---|---|---|---|
| FY2023 (ended Jan 31, 2023) | 465 | Not disclosed | Not disclosed |
| FY2024 (ended Jan 31, 2024) | 501 | 86 | Not disclosed |
| FY2025 (ended Jan 31, 2025) | 549 | 105 | 14 |
| FY2026 (ended Jan 31, 2026) | 620 | 114 | 14 |
| Period | Total customers | Depository financial institutions | Data-rights AUM snapshot | Other disclosed detail |
|---|---|---|---|---|
| FY2023 (ended Jan 31, 2023) | Over 1,850 | Not disclosed as a depository census | Not disclosed | 465 generated more than $100,000 in subscription revenues. Over 420 FIs contracted for onboarding, origination, and/or deposit account opening |
| FY2024 (ended Jan 31, 2024) | Over 1,800 (1,858 a year earlier per Q4 FY2024 call) | Not disclosed as a depository census | Not disclosed | Decline attributed to independent mortgage bank churn. 460 platform FIs (up from 428) |
| FY2025 (ended Jan 31, 2025) | 2,789 | Not disclosed as a depository census | Not disclosed | Step-up includes acquired logos. See the subscription-tier table for $100k / $1 million / $5 million counts |
| FY2026 (ended Jan 31, 2026) | Over 2,700 | Approximately 1,500 | Almost 500 FIs representing over $11 trillion in assets granted anonymized data-processing rights (Q4 FY2026 call). Not a platform-AUM time series | Q1 FY2027 release still uses over 2,700 as boilerplate, not a new count |
| Period | ACV net retention | Subscription revenue net retention | Notes |
|---|---|---|---|
| FY2023 (ended Jan 31, 2023) | 105% | 144% | Subscription-revenue NRR excluding U.S. mortgage was 124% (FY2025 10-K) |
| FY2024 (ended Jan 31, 2024) | 102% | 116% | Moderation tied to mortgage-rate pressure, PPP-license expiry, and customer acquisitions by non-customers |
| FY2025 (ended Jan 31, 2025) | 106% | 110% | ACV NRR expansion from existing-customer adoption, partly offset by mortgage-rate pressure |
| FY2026 (ended Jan 31, 2026) | 112% | 110% | ACV NRR 109% organic constant currency (Q4 FY2026 call). Q1 FY2027 did not reprint either rate |